13-Week Cash Flow Forecast (Australia) - Small Business Weekly Cash Planner
NEW (24 Oct 2026): Google Sheets edition included. Your download now has the Excel workbook plus a PDF with a one-click link to make your own Google Sheets copy (same formulas, checked cell by cell against the Excel version).
Built and checked by a CPA. Every formula tested against a separate calculation. 30-day money-back guarantee.
NEW in version 1.2 (22 Oct 2026): every tab now looks and works like an app screen, not a worksheet: no gridlines or row numbers, a branded header with a one-line instruction on each tab, Home and Dashboard links, cleaner tables and clearly marked input cells. Same tested formulas: every result was checked identical to the previous version.
NEW in version 1.1: a one-page Dashboard showing your lowest balance, the week it happens, weeks below your buffer and a closing-balance chart; a clickable Home page that takes you to every tab; and a cleaner layout throughout. Same tested formulas.
See your bank balance week by week for the next quarter. Spot a shortfall weeks before it happens: amber when you dip under your buffer, red below zero.
- Weekly forecast for 13 weeks with opening balance, cash in, cash out and closing balance
- Recurring items placed automatically: weekly, fortnightly, monthly, quarterly or one-off (wages, rent, loan repayments, drawings)
- Separate tab for one-off amounts like customer payments, supplier bills and your BAS
- Australian categories: PAYG withholding, super, GST and BAS, PAYG instalments, owner drawings
- At a glance: lowest balance and when it happens, weeks under buffer, end-of-quarter balance
What you get: 1 Excel workbook (.xlsx). Also opens in Google Sheets (File > Import). Example figures included.
Who it's for: sole traders, tradies, small retailers and service businesses who want to stop guessing about cash.
General information only, not financial advice. It does not consider your personal circumstances. 30-day money-back guarantee: if it doesn't work for your situation, email hello.plainnumbersco@gmail.com within 30 days. We'll fix it, or refund you in full if you'd rather. This is in addition to your rights under the Australian Consumer Law, which are not excluded. Licence: for the purchaser's own use; please do not resell or share the file.Save more: buying two or more of our tools? Use code BUY2SAVE15 for 15% off orders of A$36 or more, or get all five in the Complete Australian Money Toolkit. Need something we don't sell? We build custom spreadsheets
Designed by Plain Numbers Co with the help of AI tools. Listing images are designed previews of the actual file.
