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The Complete Australian Money Toolkit

All five Plain Numbers spreadsheets in one download: property, rental tax, side-hustle tax, cash flow and the family budget.

What's inside

Five Australian Excel workbooks for the money jobs most households and small businesses face each year. Every tool in one download.

1. House + Granny Flat Analyser (Excel + interactive web version). Cash flow, yield and the return on the granny flat build, plus the after-tax result for each owner when you own the property in shares like 70/30. Includes a 10-year projection.

2. Rental Property Tax-Time Workbook. Log rent and expenses all year under the ATO rental schedule categories, for up to 5 properties and 2 owners. Net rent is split by ownership share for your accountant.

3. Side-Hustle Tax Tracker. Salary plus a side business? Track income and expenses month by month and see how much extra tax to set aside, using 2026-27 resident rates. Optional GST tracking.

4. 13-Week Cash Flow Forecast. A weekly cash balance for the next quarter, with BAS, PAYG and super built in. Weeks below your buffer turn amber, weeks below zero turn red.

5. Australian Family Budget. Turns fortnightly pay, quarterly bills and yearly costs into one monthly plan, with a month-by-month spending tracker.

Good to know

  • Works in Microsoft Excel, and each workbook now includes a Google Sheets edition.
  • Each workbook comes with example figures so you can see how it works.
  • Tax rates are editable.

Built and checked by a CPA. Every formula tested against a separate calculation.

30-DAY MONEY-BACK GUARANTEE: if it doesn't work for your situation, message us within 30 days. We'll fix it, or refund you in full if you'd rather. This is in addition to your rights under the Australian Consumer Law, which are not excluded.

General information and estimating tools only, not tax, financial or investment advice. Check results with a registered tax agent or licensed adviser before acting. Licence: for the purchaser's own use. Please do not resell or share the files.

Designed by Plain Numbers Co with the help of AI tools.

Choose a pricing plan

Complete Toolkit - all 5 spreadsheets

A$69