Australian Family Budget Spreadsheet - Fortnightly Pay, Bills & Monthly Tracker

NEW (24 Oct 2026): Google Sheets edition included. Your download now has the Excel workbook plus a PDF with a one-click link to make your own Google Sheets copy (same formulas, checked cell by cell against the Excel version).

Built and checked by a CPA. Every formula tested against a separate calculation. 30-day money-back guarantee.

NEW in version 1.2 (22 Oct 2026): every tab now looks and works like an app screen, not a worksheet: no gridlines or row numbers, a branded header with a one-line instruction on each tab, Home and Dashboard links, cleaner tables and clearly marked input cells. Same tested formulas: every result was checked identical to the previous version.

NEW in version 1.1: a one-page Dashboard with 8 key numbers and charts that update as you type, a clickable Home page that takes you to every tab, and a cleaner layout throughout. Same tested formulas.

A budget built for how Australian households actually get paid and billed: fortnightly pay, quarterly power bills, yearly rego and CTP, private health, childcare after the subsidy.

• Enter each income and bill at its real frequency; it converts everything to monthly and yearly
• 9 groups and 40+ ready-made Australian items (rename or add your own)
• Summary: monthly plan, what's left over, savings rate, and a chart by group
• Monthly tracker: enter actual spending; over-budget groups turn red

What you get: 1 Excel workbook (.xlsx). Also opens in Google Sheets (File > Import). Example figures included.

Who it's for: couples and families who want a clear monthly plan without an app subscription.

General information only, not financial advice. 30-day money-back guarantee: if it doesn't work for your situation, email hello.plainnumbersco@gmail.com within 30 days. We'll fix it, or refund you in full if you'd rather. This is in addition to your rights under the Australian Consumer Law, which are not excluded. Licence: for the purchaser's own use; please do not resell or share the file.Save more: buying two or more of our tools? Use code BUY2SAVE15 for 15% off orders of A$36 or more, or get all five in the Complete Australian Money Toolkit. Need something we don't sell? We build custom spreadsheets

Designed by Plain Numbers Co with the help of AI tools. Listing images are designed previews of the actual file.