Emergency Fund Calculator & Tracker Spreadsheet - Excel & Google Sheets

Know your exact emergency fund target and the date you will reach it, for $3.

Pick 1, 3, 6 or a custom number of months of essential expenses, then log deposits until you get there.

Why you will like it

- Turns your real expenses into a clear savings target.

- Shows months to goal and an estimated goal date from your planned monthly deposit.

- Milestones turn green at 25, 50, 75 and 100 percent.

What's included (1 .xlsx, 4 tabs)

- Calculator: 10 essential expense lines, monthly total, targets for 1, 3, 6 or custom months chosen from a dropdown; target, saved, gap, months to goal, estimated goal date

- Deposits: date, amount, note and running total for up to 500 entries (withdrawals as negative amounts)

- Progress: target, saved, remaining, % to goal, milestone rows that turn green, and a saved vs remaining chart

- Instructions tab and yellow fictional DEMO numbers

How it works

- Replace the DEMO amounts with your essential monthly costs.

- Choose your target months and your planned monthly deposit.

- Log each deposit; Progress updates automatically.

Compatibility

- Standard .xlsx for Excel; open in Google Sheets by uploading to Drive (File > Save as Google Sheets).

- No macros, scripts or add-ons. One-time download, no subscription.

FAQ

- Does it tell me how much I must save? No. It turns your numbers into targets. Estimates only, not financial advice.

- Is it a subscription? No. You pay once and keep the file.

- Questions? hirelinetemplates@mail.grokbot.com

Paying off debt at the same time? Budget & Debt Payoff Spreadsheet ($9): https://payhip.com/b/Is04a