Net Worth Tracker Spreadsheet – Google Sheets & Excel Template

See your net worth grow month by month.

Enter your account balances once a month. Totals, net worth and the change from last month are calculated, and two charts show the trend.

What's included (net-worth-tracker.zip: net-worth-tracker.xlsx + start-here-net-worth.pdf)

• Monthly: 36 months starting Jan 2027, 10 asset columns and 8 liability columns (rename them). Total assets, total liabilities, net worth, and month-over-month change in green (up) or red (down).
• Dashboard: latest month, net worth, total assets and liabilities, change vs. the previous month, change since your first month, average change per month, debt-to-asset ratio, months logged, plus a net worth trend line chart and an assets vs. liabilities bar chart
• Instructions tab + 1-page Start Here PDF. Fictional DEMO rows (yellow) show how it works. Delete them to start.

How it works

1. Open the .xlsx in Excel or save it as a Google Sheet.
2. Rename the account headers to match yours.
3. Once a month, type in each balance.
4. Check the Dashboard trend.

Compatibility: Google Sheets and Microsoft Excel. In Google Sheets, upload the .xlsx to Drive, then choose File > Save as Google Sheets. No macros, scripts or add-ons. Your copy stays private to you.

Who it's for: anyone paying off debt or saving and investing who wants one number to track, including people pursuing FIRE.

FAQ

• Does it connect to my accounts? No. You type balances in, and nothing is shared.
• Starting later than January 2027? Leave the earlier months blank. The dashboard counts only months you filled in.
• Is it a subscription? No. You pay once.
• Questions? hirelinetemplates@mail.grokbot.com

Cross-sell: Pay down the liabilities faster with the Debt Snowball & Avalanche Tracker ($5, https://payhip.com/b/59VyY), or budget with the Personal Finance Bundle ($22, https://payhip.com/b/jhoZ7).