2027 Budget Planner — Excel & Google Sheets (Budget, Debt Payoff, Savings, Net Worth)

Plan 2027 properly: know where every rupee or dollar goes, when you'll be debt-free and how fast your net worth grows.

A ready-to-use workbook for Excel and Google Sheets. Enter your income and spending; the budget, charts and plans update on their own.

What's inside

• Budget vs Actual for 25 expense and 10 income categories, every month, with overspending in red
• Dashboard with income, expenses, savings rate, closing balance and a 50/30/20 check
• Debt Payoff Planner for up to 10 debts. Choose Avalanche or Snowball and see the month each debt is cleared and the total interest
• Savings Goals for up to 10 goals, with the amount to save each month
• Net Worth Tracker, month by month, with a chart
• India Tools: EMI calculator, SIP calculator and an 80C/80D tracker
• Transactions log for 2,000 entries with category dropdowns

Works in any currency. Sample data is included so you can see it working first.

What you need: Microsoft Excel 2010 or later, or a free Google account for Google Sheets. No macros, no add-ins, no subscription.

Support: if the file doesn't work as described, email me within 7 days and I'll fix it or refund you in full.

A planning tool, not financial advice.