SMARTPHONE TECHNOLOGY AND ADOPTION OF E-BANKING AMONG STUDENT OF FEDERAL UNIVERSITY OTUOKE

This study investigates how smartphone technology influences the adoption and use of electronic banking (e-banking) services among students of Federal University Otuoke. It explores the relationship between smartphone accessibility, technological literacy, and students’ willingness to engage in digital financial transactions. The mobile banking in Nigeria is still in its infancy stage and the reason to explain the acceptance as well as the understanding of the actual usage level of mobile banking services still remains unclear. This research consists of a title page, approval page, certification, abstract, List of abbreviation, Chapters One to Five (from introduction to conclusion), and references.