Cash Flow Manager

PMC 05m Cash Flow Manager

Cash flow problems rarely arrive without warning. The warning signs are usually already there — scattered transactions, upcoming commitments, uncertain balances, and no clear view of what the next few months may look like.

The PMC 05m Cash Flow Manager gives small businesses and solo operators a practical Excel-based system to bring that information together and make better financial decisions.

Designed for businesses that want greater control without complicated accounting software, the workbook helps you monitor cash movements, record upcoming commitments, forecast ahead, and test different scenarios before they become real problems.

Common Pain Points

You may recognise some of these:

You know money is coming in, but you are not always sure what will still be available after upcoming payments.

Business expenses and commitments are recorded in different places.

Future cash pressure only becomes obvious when the payment is already due.

You are relying on your bank balance rather than a structured cash-flow view.

You want to plan ahead, but building forecasts manually takes too much time.

You need a simple way to test “what if?” situations before making a decision.

What the Cash Flow Manager Helps You Do

The workbook provides a structured system for managing and planning your cash position through:

Cash Movements

Record and organise money moving into and out of the business.

Commitments

Keep track of known upcoming payments and financial obligations.

12-Month Forecast

Build visibility beyond today and see how future inflows and outflows may affect your cash position.

Scenario Planner

Test possible changes and business decisions before committing to them.

Dashboard

Bring the important information together into a clearer management view.

Configuration and How-To Guidance

Set up the workbook for your own operation and follow the built-in guidance to get started.

The Benefits

With better cash-flow visibility, you can:

See your financial position more clearly.

Prepare for upcoming commitments before they become urgent.

Identify potential cash shortages earlier.

Make purchasing and spending decisions with greater confidence.

Compare possible future scenarios.

Reduce dependence on memory and scattered notes.

Create a more disciplined financial management routine.

Spend less time wondering where the business stands and more time deciding what to do next.

The PMC Cash Flow Manager is built as a practical workplace tool — not another complicated system to learn.

No macros.

No VBA.

No specialised software required.

Just a structured Excel workbook designed to help you see it, plan it and control it.

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