Owner-Operator Business Plan Template: Trucking-Specific, Fill-in-the-Blank Format

Most trucking businesses fail in the first two years — not because the drivers aren't good, but because they never had a plan. This isn't a generic small business template with a trucking logo slapped on it. Every section, every calculation, and every example is built specifically for the trucking industry.

Whether you need a business plan for financing, for your own clarity, or to map out your growth from one truck to five, this template does the heavy lifting for you.

What's inside:

• Fill-in-the-blank business plan format designed for trucking operations
• Built-in startup cost calculator (truck payment, insurance, permits, fuel, and more)
• Revenue projection worksheets based on realistic miles and rates
• Operating expense breakdown with industry-standard cost categories
• Growth milestones section for scaling from 1 truck to a small fleet
• Executive summary template that banks and lenders actually want to see
• Cash flow projection tables with formulas already built in

Who this is for:

• New owner-operators who need a financial roadmap before they launch
• Carriers applying for truck financing or business loans
• Drivers who want to go from "running loads" to "running a business"

Format: PDF instant download with editable sections