Budget Spreadsheet Bundle - Debt Payoff, Paycheck, Savings & Subscriptions

For anyone getting their money organised: budget, pay off debt, plan each paycheck and save, with 5 spreadsheets for $22 ($29 separately).

What you get

- budget-debt-payoff-planner.xlsx, the Monthly Budget & Debt Payoff Planner ($9 on its own). Budget Plan with Income/Expense categories (up to 39). Transactions log (up to 1,999 rows) with a category dropdown; the month fills in automatically. Budget Dashboard: pick a month to see budget vs. actual by category, with overspent rows in red, % used bars, income, expenses, money left over, savings rate and a chart. Debt Payoff: up to 15 debts with an Avalanche/Snowball dropdown and extra monthly payment; the debt to pay first turns green, and it shows months to debt-free and total interest, with a chart. Schedule: a month-by-month simulation for up to 360 months. Savings Goals: amount needed per month, with progress bars.

- biweekly-paycheck-budget.xlsx, the Biweekly Paycheck Budget ($5). Bills list (up to 40 bills) with amount, due day, category and autopay dropdowns. Paycheck Plan: 27 paydays from your first payday. Each paycheck gets the bills due before the next one, plus savings and spending money. Left Over turns red when a paycheck comes up short, and the current pay period is highlighted. Dashboard: bills and money left this pay period, monthly bills total, short paychecks, planned savings this year, paydays on the 29th-31st, and a chart.

- savings-challenge-tracker.xlsx, the Savings Challenge Tracker ($3). 52-Week Challenge with your own week-1 amount, start date and reverse option; saved weeks turn green and missed weeks yellow. 100 Envelope Challenge grid ($5,050 total) with a filled count and progress. Custom Goals with needed per week and per month, and progress bars. Dashboard with a chart.

- subscription-tracker.xlsx, the Subscription Tracker ($3). Up to 99 subscriptions with category and billing-cycle dropdowns (weekly, monthly, quarterly, yearly), converted to monthly and yearly cost. Renewals within 7 days are highlighted. Keep/Review/Cancel/Cancelled decision dropdown. Dashboard: active count, monthly and yearly totals, savings from cancelling, renewals in the next 7 days, and a pie chart by category. Cancel Checklist rows turn red within 3 days of the cancel-by date.

- freelancer-income-expense-tax-tracker.xlsx, the Freelancer Income, Expense & Tax Tracker ($9). Settings for tax year, set-aside % and monthly income goal. Income log (up to 399 invoices) with automatic Paid/Unpaid/Overdue status and days overdue; overdue rows turn red. Expenses log (up to 599 rows) with editable categories and Tax Deductible?/Receipt Saved? dropdowns. Dashboard: monthly invoiced, collected, expenses, deductible, profit, tax set-aside and progress vs. goal; a quarterly summary with typical US estimated-tax due dates; unpaid and overdue invoices; missing receipts; spending by category; and a chart.

- start-here-personal-finance-bundle.pdf: 1-page setup guide

How it works

1. Unzip, then open any .xlsx in Excel or save it as a Google Sheet.

2. Start with the Budget & Debt Payoff Planner: set your categories and list your debts.

3. Delete the DEMO rows and enter your own numbers.

4. Add the paycheck, savings, subscription or freelancer files as you need them.

Works in Excel and Google Sheets (upload the .xlsx to Google Drive, then File > Save as Google Sheets). No macros, scripts or add-ons. A file you keep: no subscription or app account.

Who it's for: anyone building a budget or paying off debt, people paid every two weeks, savers who like challenges, and freelancers or side hustlers who set money aside for taxes.

FAQ

- Is it a subscription? No. You pay once and download instantly.

- Is it financial or tax advice? No. Every figure is an estimate based on what you enter.

- Can I buy them one at a time? Yes. Each one is also sold separately; the bundle costs $7 less than buying all 5.

- Questions? hirelinetemplates@mail.grokbot.com

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