Wire Transfer Safety Card: Protect Home Closings & Business Payments From Wire Fraud | Printable 1-Page Guide

About to wire thousands of dollars?

You're closing on a home and have a six-figure wire to send. Then a "new" set of wiring instructions arrives by email. Or a vendor tells you their bank details have changed. The request is urgent, maybe secret, maybe from "the boss." The phone number to confirm it is in that same email. Once the money is sent, getting it back is a race against the clock.

Wire transfers are fast, large, and very hard to reverse. That makes them a top target for fraud, especially in home purchases and business payments. A common trick is to break into an email account and send fake "updated" wiring instructions at the last minute.

This one-page card helps you verify every wire before you send it, and tells you what to do right away if money has already gone.

What's on the card

📞 Before Any Wire

• Confirm instructions by phone, using a number you verified yourself rather than one from the email
• Treat last-minute changes to account or routing numbers as a red flag
• Verify who the recipient is and why you're sending the money

🏠 High-Risk Situations

• Real estate closings: confirm wiring details with the title company by phone, or in person if you can
• Business invoices with new bank details: verify with a contact you already know
• Any urgent, secret, or pressured request to wire money

🔢 Double-Check Details

• Read the account and routing numbers digit by digit before submitting
• Match the recipient name exactly to your verified records
• Keep the confirmation receipt and reference number

🚨 If You Sent Money To A Scammer

• Call your bank immediately and ask for a wire recall, because speed matters most
• Report it to the FBI's IC3 at ic3.gov
• File a report with the FTC at ReportFraud.ftc.gov, and keep every record

⚡ Pro tip: Always verify wiring instructions by calling a number you already have on file, never one from the email asking for the wire. Email accounts get hacked, and instructions get swapped at the last minute.

Perfect for

• Home buyers, especially first-time buyers, and anyone with a real estate closing
• Small business owners, freelancers, and bookkeepers paying invoices
• Landlords and property investors
• Anyone sending a transfer large enough that losing it would hurt

Format

• 1 printable page, US Letter
• Instant digital download
• Unlimited personal printing
• Keep it with your closing documents, or by the computer you pay invoices from

Pairs well with the Online Banking Safety Checklist, the Payment App Safety Checklist, and the Money & Fraud Defense Bundle.

Making Sense Of Security: practical security, explained plainly.

www.MakingSenseOfSecurity.com

Save With A Bundle

This card is part of a $5 bundle — get the full set and save:

• Money & Fraud Defense Bundle — $5
• Online Dating Safety Bundle — $5

Great Companion Guides

Pair this card with:

• Online Banking Safety Checklist
• Phishing Email Detection Cheat Sheet
• Payment App Safety Checklist
• Monthly Statement Review Tracker
• Safe Online Shopping Checklist
• Spotting Malicious Apps Cheat Sheet

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