Baby Budget & First-Year Cost Planner

Find out what baby's first year will really cost, before baby arrives. This spreadsheet adds up nursery and gear, monthly costs like diapers and childcare, and the income gap during parental leave, then tells you whether your savings will cover it.

WHAT'S INSIDE THE SPREADSHEET (6 tabs)

• Start Here: a 5-minute setup guide built into the file

• Settings: names, due date, currency label, savings so far, monthly saving goal and editable categories

• Dashboard: days to go, nursery & gear total, still to buy, monthly costs for year one, first-year total, average per month, leave income gap, projected savings, safety fund target and shortfall or surplus. Also a by-category summary, a 12-month cost calendar and two charts

• Nursery & Gear: 150 rows for one-off items with priority, planned and actual cost and status. Gifted and borrowed items count as zero, so you see what you will really spend

• Monthly Costs: recurring costs with the baby's month they start and stop (diapers, formula, childcare, classes and more)

• Leave & Savings: each parent's take-home pay, weeks at full, partial and no pay, and other leave income. It works out the income gap and whether your savings will cover the gap, gear still to buy and the first 3 months of costs

YOU RECEIVE

• BLANK .xlsx + SAMPLE .xlsx (example numbers)

• 1-page PDF quick start guide

WORKS WITH

• Google Sheets (free): upload to Drive, then File > Save as Google Sheets.

• Microsoft Excel 2019 / 2021 / 2024 / Microsoft 365. Not compatible with Apple Numbers.

• Any currency (the currency is just a label)

PLEASE NOTE

• Digital download only. Nothing will be shipped.

• For organisation only, not medical advice. Always follow your healthcare provider's guidance.

• Made with the help of AI tools, then reviewed and tested by hand.

• Personal-use licence. Please do not share or resell.

• Questions? Message us anytime.