Small Business Launch & Cash Flow System — Plan Startup Costs, Pricing, Break-Even & Cash Runway

🔥 Small Business Launch & Cash Flow System — Instant Download Template

Know what it costs to open, what to charge, when you break even and how many months of cash you have.

A ready-to-use Excel workbook for the launch and first year of a small business. List your startup costs and funding, price each product, see your break-even point, then log real income and costs and watch the Monthly P&L, 12-Month Cash Flow and Dashboard fill in. Eight working tabs plus START HERE and Settings, in one file, with no spreadsheet building.

✨ What You Get Inside

- START HERE: step-by-step setup, a map of every tab and my contact email

- Settings: business name, plan start month, target margin, labor rate, card fee % and every editable dropdown list

- Startup Costs: one-time, monthly and annual costs with Planned / Paid status, a monthly equivalent for annual bills, totals and what is still to pay

- Funding: savings, loans, investors and grants, the monthly loan payment, and your funding surplus or gap

- Pricing Calculator: up to 40 products or services with unit cost, profit, margin %, markup % and a suggested price at your target margin

- Break-Even: break-even units and revenue, margin of safety, months to recoup startup costs and a 9-row profit-by-volume table

- Transactions: income and cost log with 15 categories mapped to your P&L lines (formulas and dropdowns filled down to row 500)

- Monthly P&L: 12 months of revenue, COGS, gross profit, operating expenses, net profit and margins

- 12-Month Cash Flow: opening and closing cash, actual vs forecast months, runway and lowest projected cash

- Dashboard: 8 KPI cards and 3 charts (closing cash by month, revenue vs expenses, startup costs by category)

💡 Who This Is For

- Owners getting ready to open a shop, studio or service business

- First-year owners who want to see their cash month by month

- Makers and product sellers setting prices that cover materials, labor, packaging and card fees

- Anyone who wants startup costs, funding and break-even in one place instead of scattered notes

🔄 Before & After Using This Template

- Before: Startup costs scattered across receipts and notes / After: One Startup Costs list with totals, paid so far and still to pay

- Before: Guessing at prices / After: Unit cost, margin and a suggested price at your target margin for every product

- Before: Not knowing how long your cash will last / After: A 12-month cash flow with runway and lowest projected cash

🏆 What Makes This Template Better

- Connected tabs: Startup Costs, Funding, Pricing Calculator and Transactions feed Break-Even, the Monthly P&L, the 12-Month Cash Flow and the Dashboard, so you never copy numbers between sheets

- Live formulas throughout, so totals, flags and charts update as you type

- Every dropdown list lives on Settings, so you can rename items to fit your business

- Formula cells are pre-locked and shaded gray; sheet protection is off, so you can switch it on to prevent accidental edits

- Rows marked EXAMPLE DATA show how each tab works before you add your own numbers

- One ready .xlsx file: no zip to unpack

⚡ Get Results in Minutes

- Download instantly

- Open in Excel 2019 or later, Microsoft 365, or Google Sheets

- Enter your details on Settings and replace the EXAMPLE DATA rows

- Start using it immediately

Compatibility: Works in Excel 2019 or later, Microsoft 365, or Google Sheets. No macros.

Sample data is fictional. Replace it with yours.

🔒 Instant Access

Once you purchase, you get immediate access to your files.

Need it tailored? Get a Custom Build of this kit built around your business: https://payhip.com/b/Vs6m3

We’re a new store, but our digital tools are built to save you time, simplify your workflow, and help your business grow. Your trust matters — and every product is designed to deliver real results.

Thank you for supporting a growing brand.

— Kyle P. Herrick, Founder

✔️ Satisfaction Guarantee

If this template doesn’t help you save time or improve your workflow, message me and I’ll make it right. Your success matters.

💬 Need Help?

Message me anytime — I’m here to help you get the most out of your templates. You can also email herrickkyle87@outlook.com (the address is on the START HERE tab too).

🚀 Ready to Use This Template?

Click “Buy Now” to get instant access and start using it today.

Organization tool only; not tax, legal, accounting or financial advice.