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5 Credit Score Killers — and how to fix them

The hidden mistakes getting UK borrowers rejected for mortgages, cards & car finance. Read it in 10 minutes — apply the fixes this weekend.

The Story Behind Credit Sorted

This didn't start as a business. It started staring at a credit score that had crashed to 450 — rejected for a card, turned down for a phone contract, often because of errors I didn't even know were on my file.


The help out there was useless: vague blog posts, American advice that doesn't apply here, or agencies charging £200 a month to do what I could do myself. So I learned it the hard way — months deep in UK credit law, disputing mistakes across Experian, Equifax and TransUnion, and testing every legitimate method that actually works here. The score went from 450 to 720 in 90 days.


Credit Sorted is that exact process — turned into clear, do-it-yourself tools built only for the UK system. No jargon. No monthly fees. Just the steps that work.


Educational resources only — not regulated financial advice. Individual results vary.

How It Works

1. Start with the free guide

Download the free 5-minute guide and see the 5 mistakes quietly wrecking your UK credit score — plus exactly how to fix each one.

2. Follow the system

Pick your path: the Blueprint's 90-day plan with its dispute-letter vault, or the Console's week-by-week tool. Every step is laid out for you and built for the UK system.

3. Watch your score climb

Fix the errors, build positive history, and get approved for the cards, car finance and mortgages you were turned down for.

What people are saying

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I found two mistakes on my file I didn't even know were there. Disputed them with the letters and my score jumped 47 points in two weeks.

— Mark R., Leeds

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I followed the plan step by step and my score went from 398 to 643 in three months.

— Ravi

30-Day Money-Back Guarantee

Every paid product comes with a 30-day money-back guarantee. If it isn't right for you, just email within 30 days for a full refund — no questions asked. Zero risk.


Educational resources only, not regulated financial advice. Individual results vary.

Important Information

Credit Sorted provides educational resources and do-it-yourself tools for the UK credit system. This is not regulated financial, debt, or legal advice, and individual results vary.


Struggling with debt? Free, impartial help is available from StepChange (stepchange.org) and Citizens Advice (citizensadvice.org.uk).


© 2026 Credit Sorted · creditsorted.co.uk