Privacy Policy

Last updated: 13 July 2026

Joseph Ochonu Resources respects your privacy and is committed to handling personal information responsibly, transparently and securely.

This Privacy Policy explains how we collect, use, store and share personal information when you visit our Payhip store, purchase or download a product, subscribe to updates, contact us or otherwise interact with Joseph Ochonu Resources.

By using this store, you acknowledge the practices described in this Privacy Policy.

1. Who We Are

Joseph Ochonu Resources is a professional digital resource business operated by Joseph Ochonu in Nigeria.

For privacy questions or requests, contact:

Email: ochonuj8@gmail.com

For data-protection purposes, Joseph Ochonu Resources acts as the data controller for personal information that we independently decide how and why to use.

Payhip, payment processors and other service providers may also process your information under their own privacy policies.

2. Personal Information We May Collect

Depending on how you interact with the store, we may collect the following information:

Your name.
Your email address.
Your billing country, billing address or location information where required.
Your customer-account information.
Details of the products you purchase or download.
Order numbers, transaction dates, purchase amounts and payment status.
Discount codes, affiliate information or promotional information connected with an order.
Messages, enquiries, feedback and customer-support correspondence.
Newsletter subscriptions and marketing preferences.
Reviews, testimonials or survey responses that you choose to provide.
Technical information such as your internet protocol address, browser type, device type, operating system, referral source and store activity.
Cookie and analytics information collected through Payhip or other authorised services.
Information required to detect fraud, prevent abuse and protect the security of the store.

We ask that you do not send sensitive personal information unless it is genuinely necessary for us to assist you.

3. Payment Information

Payments are processed through Payhip and its authorised third-party payment providers.

Joseph Ochonu Resources does not directly receive or store your complete payment-card number, card-security code or online-banking credentials.

Payment providers may collect and process information required to complete your transaction, verify your identity, prevent fraud, manage disputes and comply with financial regulations. Their processing is governed by their own privacy notices and terms.

4. How We Collect Information

We may collect personal information:

Directly from you when you place an order.
When you create or use a customer account.
When you subscribe to emails or resource updates.
When you contact us for support.
When you submit a review, testimonial, survey or enquiry.
Automatically when you browse or interact with the store.
From Payhip, payment processors, analytics providers and other authorised service providers.
From publicly available sources where legally permitted.

5. How We Use Personal Information

We may use personal information to:

Process and confirm purchases.
Deliver digital products and download links.
Create and manage customer accounts.
Provide customer service and technical support.
Respond to questions, refund requests, disputes and complaints.
Maintain transaction, tax and accounting records.
Verify payments and prevent fraudulent activity.
Protect our products, intellectual property, store and customers.
Enforce licences, policies and contractual terms.
Improve our products, product descriptions and customer experience.
Analyse store traffic, sales and product performance.
Send product updates or marketing communications where permitted.
Notify customers of important changes affecting purchased products or services.
Comply with legal, regulatory and law-enforcement requirements.
Establish, exercise or defend legal claims.

6. Lawful Grounds for Processing

Depending on the circumstances, we process personal information because:

It is necessary to fulfil a purchase or other agreement with you.
You have given your consent.
Processing is necessary to comply with a legal obligation.
Processing is necessary for our legitimate business interests, provided those interests do not override your rights.
Processing is necessary to prevent fraud, maintain security or protect legal rights.
Another lawful ground is available under applicable data-protection law.

Where processing is based on consent, you may withdraw that consent at any time. Withdrawal will not affect processing that was lawful before consent was withdrawn.

7. Cookies and Similar Technologies

Payhip and authorised service providers may use cookies and similar technologies to:

Operate the store and shopping cart.
Remember customer preferences.
Maintain account and checkout sessions.
Protect the store against fraud and security threats.
Understand store traffic and customer interactions.
Measure sales and marketing performance.

Some cookies are necessary for the store to function. Other cookies may be used for analytics or marketing where permitted.

You may control cookies through your browser settings or any cookie controls made available by Payhip. Blocking certain cookies may affect the operation of the store, checkout or customer account.

8. Email and Marketing Communications

We may send transactional messages relating to:

Purchases.
Download access.
Customer support.
Account activity.
Refunds or payment issues.
Important product or policy updates.

Where you have subscribed or where otherwise legally permitted, we may also send information about new resources, promotions, product updates and related offers.

You may unsubscribe from promotional emails by using the unsubscribe option in the message or by contacting us.

Unsubscribing from marketing will not prevent essential transactional or customer-service messages.

9. When We Share Personal Information

We may share personal information only where reasonably necessary with:

Payhip.
Payment processors.
Email-delivery and newsletter providers.
Website, cloud-storage and technology providers.
Analytics and security providers.
Accountants, legal advisers and other professional advisers.
Contractors assisting with legitimate business operations.
Regulatory authorities, courts, law-enforcement agencies or government bodies where required by law.
A purchaser, successor or adviser involved in a genuine business sale, restructuring or transfer.

Service providers are authorised to use personal information only for the purposes for which it was provided and subject to applicable contractual and legal obligations.

We do not sell or rent customers’ personal information.

10. International Data Transfers

Payhip and other service providers may operate or store information in countries outside Nigeria.

Where personal information is transferred internationally, we will take reasonable steps to ensure that the transfer is permitted and that appropriate safeguards are used as required by applicable law.

The privacy protections and data-protection laws of another country may differ from those in Nigeria.

11. How Long We Retain Information

We retain personal information only for as long as reasonably necessary for the purpose for which it was collected.

Retention periods may depend on:

The duration of the customer relationship.
The need to provide continued product access or support.
Accounting, tax and financial-record requirements.
Fraud-prevention and security requirements.
Contractual and licence-enforcement requirements.
Applicable limitation periods.
Legal, regulatory or dispute-resolution obligations.

Order, transaction and customer-support records may be retained for the period reasonably required to maintain business records and comply with applicable law.

Marketing information is retained until you unsubscribe, withdraw consent or the information is no longer needed. We may retain limited suppression information to ensure that an unsubscribe request continues to be respected.

Information may be deleted, anonymised or securely archived when it is no longer required.

12. How We Protect Personal Information

We use reasonable administrative, technical and organisational measures intended to protect personal information against:

Unauthorised access.
Unlawful processing.
Accidental loss.
Misuse.
Alteration.
Disclosure.
Destruction.

However, no online transmission or electronic-storage method can be guaranteed to be completely secure.

You are responsible for protecting your account credentials, devices and download links. Please contact us promptly if you suspect unauthorised use of your account or personal information.

13. Your Data-Protection Rights

Subject to applicable law and any lawful exceptions, you may have the right to:

Be informed about how your personal information is used.
Request access to personal information held about you.
Request correction of inaccurate or incomplete information.
Request deletion of your information.
Request restriction of certain processing.
Object to processing based on particular grounds.
Withdraw consent where processing relies on consent.
Request a portable copy of eligible information.
Object to direct marketing.
Obtain information about certain automated decisions.
Submit a complaint to an appropriate data-protection authority.

We may need to verify your identity before completing a request.

Some requests may be limited where information must be retained to fulfil an order, comply with law, prevent fraud, protect another person’s rights or establish, exercise or defend a legal claim.

14. Complaints

Please contact us first if you have concerns about how your information has been handled. We will review your concern and attempt to resolve it.

You may also have the right to submit a complaint to the Nigeria Data Protection Commission or another competent supervisory authority in your location.

15. Children’s Privacy

This store and its professional resources are not directed at children.

We do not knowingly collect personal information directly from children who are not legally able to provide valid consent. A parent or legal guardian who believes that a child has submitted personal information should contact us so that appropriate action can be taken.

16. Third-Party Websites and Storefronts

This store may contain links to external websites, social-media pages or other Joseph Ochonu Resources storefronts.

Those websites operate under their own privacy policies, terms and security practices. Joseph Ochonu Resources is not responsible for the independent privacy practices of third-party platforms.

You should review the privacy policy of any external service before providing personal information.

17. Automated Decision-Making

Joseph Ochonu Resources does not independently use personal information to make decisions that produce legal or similarly significant effects through fully automated processing.

Payhip, payment processors or security providers may use automated systems to identify suspicious transactions, prevent fraud or protect their services. Their privacy policies provide further information about their processing.

18. Changes to This Privacy Policy

We may update this Privacy Policy to reflect changes to:

Our products or services.
Our business operations.
Payhip or other service providers.
Applicable laws or regulatory requirements.
Our data-processing practices.

The revised version will be published on this page with a new “Last updated” date.

19. Contact Us

To ask a privacy question, exercise a data-protection right or submit a complaint, contact:

Joseph Ochonu Resources

Attention: Joseph Ochonu

Email: ochonuj8@gmail.com

Country: Nigeria

Please include enough information for us to understand and respond to your request.