Gettng Started With Estate Planning
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The term “estate planning” tends to conjure up images of a practice that only pertains to wealthy individuals. But this simply isn’t true. What will happen to your assets when you pass away? Even if the amount of assets you own isn’t impressive, it’s still important to go through the process of planning your estate so that it passes to those you desire.
If you don’t plan your estate, then the governmen t will decide for you who gets what. Plus, if you do have considerable assets and don’t use estate planning techniques to avoid estate taxes, then the government gets a hefty chunk of it as well. Is that what you want?
Your estate plan might be as simple as a will that denotes the beneficiary of your retirement account. It might be very complicated and include several trusts for varying purposes plus your will.
If you don’t plan your estate, then the governmen t will decide for you who gets what. Plus, if you do have considerable assets and don’t use estate planning techniques to avoid estate taxes, then the government gets a hefty chunk of it as well. Is that what you want?
Your estate plan might be as simple as a will that denotes the beneficiary of your retirement account. It might be very complicated and include several trusts for varying purposes plus your will.
