FREE Age Pension Quick Check (Australia): Income Test vs Assets Test, 20 Sep 2026 Rates
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A$0.00
Free web tool. Answer five questions and see your estimated fortnightly Age Pension under the income test and the assets test, and which test sets your pension (Services Australia pays the lower of the two).
- Singles and couples, homeowners and non-homeowners
- Deeming at 1.75% and 3.75%, with the 20 September 2026 rates and 1 July 2026 limits
- How far you are from the cut-offs
- Works on your phone or computer, in your browser. Nothing you type is sent anywhere.
It runs on the same engine as our paid Age Pension Estimator workbook, and was tested against an independent calculation across 5,042 cases with 0 differences. The workbook adds gifting, downsizing, super drawdowns and the Work Bonus income bank.
Built and checked by a CPA. Every formula tested against a separate calculation.
Designed by Plain Numbers Co with the help of AI tools. Listing images are designed previews of the actual file.
General information only, not financial advice. Services Australia makes the official assessment.
