Paycheck-to-Paycheck Survival Budget

Make the money you have last until the money you need arrives.

Living paycheck to paycheck can make it difficult to know what you can safely spend, which bills need attention first, and whether you'll have enough money to make it to your next payday.

The Something From Nothing Paycheck-to-Paycheck Survival Budget was created to make those numbers easier to see.

Instead of simply tracking where your money went, this spreadsheet helps you plan what needs to happen before your next paycheck arrives.

WHAT YOU CAN TRACK

✓ Paycheck amount and payday dates

✓ Bills and due dates

✓ Groceries, gas and other essentials

✓ Past-due bills and debt

✓ Must-pay vs. can-wait expenses

✓ Planned vs. actual spending

✓ Side-income earnings

✓ Money remaining until payday

✓ Daily safe-to-spend amount

✓ Something From Nothing Fund progress

KNOW WHERE YOU STAND

Your dashboard brings the important numbers together and gives you an easy-to-understand status:

🟢 SAFE — You're currently on track.

🟡 TIGHT — Your available money is getting low.

🔴 SHORT — Your current spending exceeds the money available.

No guessing. You can see the numbers and adjust your plan accordingly.

DAILY SAFE-TO-SPEND

One of the most useful features automatically estimates how much of your remaining money is safe to spend per day until your next paycheck.

As your actual spending changes, your numbers update with it.

BUILD YOUR SOMETHING FROM NOTHING FUND

Small amounts still count.

The included SFN Fund Tracker helps you track progress toward:

$25 → $50 → $100 → $500

Because getting ahead doesn't always begin with hundreds of dollars. Sometimes it starts with the first $5 you manage not to spend.

7 ORGANIZED TABS

Your workbook includes:

✓ START HERE

✓ Paycheck Plan

✓ Spending Plan

✓ Daily Safe Spend

✓ Side Income

✓ SFN Fund

✓ Dashboard

EXCEL + GOOGLE SHEETS

Your purchase includes access for:

✓ Microsoft Excel

✓ Google Sheets

Use it on your computer or keep your working copy available through Google Sheets.

EASY TO USE

Yellow cells = information you enter

Blue cells = automatic calculations and summaries

Instructions are included so you don't need to be a spreadsheet expert.

DIGITAL PRODUCT

This is a digital download. No physical product will be shipped.

You'll receive the spreadsheet files/access information and instructions needed to get started.

SOMETHING FROM NOTHING

Start with what you have. Build what you need.

Something From Nothing creates practical tools for ordinary people trying to make progress with what they already have.

Important: This spreadsheet is a budgeting and organizational tool. It does not provide financial, legal, tax, credit, or investment advice.

Launch Price: $5.99

Landlord Ultimate Bundle — Product Description

Take control of your rental business with the Something From Nothing Landlord Ultimate Bundle, a complete collection of 6 rental property management spreadsheets designed to help landlords stay organized, track their numbers, and manage the day-to-day details of their properties.

Whether you're managing your first rental or growing a small portfolio, this bundle gives you practical tools for keeping your rental business organized in one system.

YOU GET 6 COMPLETE LANDLORD TOOLS

1. Rental Property Management Tracker

Track rental income, expenses, cash flow, property performance, and financial summaries.

2. Rental Property Deal Analyzer

Analyze potential rental-property purchases, financing, expenses, cash flow, cap rate, and investment returns.

3. Tenant Rent Payment Tracker

Track rent due, payments received, late fees, outstanding balances, payment status, and payment history.

4. Landlord Maintenance & Repair Tracker

Manage maintenance requests, repairs, contractors, priorities, costs, deadlines, and maintenance history.

5. Rental Property Tax & Expense Tracker

Organize rental expenses, vendors, categories, payment methods, receipt references, business-use percentages, and annual summaries.

6. Tenant & Lease Organizer

Manage tenant information, lease dates, rent amounts, security deposits, pet deposits, renewal deadlines, document checklists, and lease status.

BUILT TO MAKE LANDLORDING EASIER

✓ Automatic calculations

✓ Landlord dashboards

✓ Financial summaries

✓ Dropdown menus

✓ Payment tracking

✓ Expense tracking

✓ Maintenance tracking

✓ Lease and renewal tracking

✓ Designed to help manage multiple properties

✓ Customer START HERE guide included

Yellow cells = information you enter

Blue cells = automatic calculations

EXCEL + GOOGLE SHEETS

The bundle is designed for use with:

✓ Microsoft Excel

✓ Google Sheets

This gives you the flexibility to manage your rental records from your computer or online.

PERFECT FOR

• New landlords

• DIY landlords

• Rental property owners

• Duplex and multifamily owners

• Real estate investors

• Small property managers

WHAT YOU RECEIVE

This is a digital product. No physical item will be shipped.

Your purchase includes the six landlord spreadsheet tools, customer instructions, and access information for the supported spreadsheet versions.

SOMETHING FROM NOTHING

Start with what you have. Build what you need.

Something From Nothing creates practical tools for people working toward something bigger, one step at a time.

IMPORTANT

These templates are organizational tools and do not provide legal, tax, accounting, investment, or financial advice. Laws, tax treatment, and individual circumstances vary. Consult an appropriate qualified professional when necessary.

Launch Price: $27.99