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The Art of Money Getting

True economy is misapprehended, and people go through life without
properly comprehending what that principle is. One says, "I have an
income of so much, and here is my neighbor who has the same; yet every
year he gets something ahead and I fall short; why is it? I know all about
economy." He thinks he does, but he does not. There are men who think
that economy consists in saving cheese-parings and candle-ends, in
cutting off two pence from the laundress' bill and doing all sorts of little,
mean, dirty things. Economy is not meanness.

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